<p class="MsoNormal">I am writing to apply for the position of Associate Professor &ndash; Finance at NICMAR, Pune. I have completed my Ph.D. in Banking and Finance and have more than fifteen years of teaching experience in higher education. Along with my academic career, I also worked at Ernst &amp; Young as a Financial Analyst in credit analysis and have experience as a Senior Project Consultant. This combination of teaching and industry experience makes me confident that I can contribute effe