<p class="MsoListParagraph" style="margin-top: 2.5pt; text-indent: -18.0pt; mso-list: l0 level2 lfo1; tab-stops: 36.0pt;"><!-- [if !supportLists]--><span lang="EN-US" style="font-size: 10.0pt; font-family: 'Georgia',serif; mso-fareast-font-family: Georgia; mso-bidi-font-family: Georgia; color: #3871b1; mso-font-width: 123%;">&bull;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Received</span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.15pt;"> </span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Merit</span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.1pt;"> </span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">based</span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Doctoral</span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.1pt;"> </span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Scholarship</span></strong><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt;"> </span></strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">(2020</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">-</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.1pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">2024)</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.1pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">from</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.1pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Central</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">University</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">of</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">Karnataka,</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.05pt;"> </span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; letter-spacing: -.2pt;">GOI.</span></p>
<p class="MsoListParagraph" style="margin-top: 2.5pt; text-indent: -18.0pt; mso-list: l0 level2 lfo1; tab-stops: 36.0pt;"><!-- [if !supportLists]--><span lang="EN-US" style="font-size: 10.0pt; line-height: 111%; font-family: 'Georgia',serif; mso-fareast-font-family: Georgia; mso-bidi-font-family: Georgia; color: #3871b1; mso-font-width: 123%;">&bull;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; line-height: 111%; color: #1d1d1d;">Selected as fully sponsored Doctoral researcher for presenting research work </span></strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; line-height: 111%; color: #1d1d1d;">at the XIX<span style="letter-spacing: 4.0pt;"> </span>conference on Public Policy and Management organized by <strong>Indian Institute of Management - IIM- Bangalore, India.</strong></span></p>
<p class="MsoListParagraph" style="margin-top: 2.5pt; text-indent: -18.0pt; mso-list: l0 level2 lfo1; tab-stops: 36.0pt;"><!-- [if !supportLists]--><span lang="EN-US" style="font-size: 10.0pt; line-height: 111%; font-family: 'Georgia',serif; mso-fareast-font-family: Georgia; mso-bidi-font-family: Georgia; color: #3871b1; mso-font-width: 123%;">&bull;<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-language-override: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; line-height: 111%; color: #1d1d1d;">Patent Granted: </span></strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; line-height: 111%; color: #1d1d1d;">Multi-connectivity payment device. Dr. Samridhi Kapoor and Dr. Manoj Kharat. Certificate of Registration of Design. The patent office, Government of India.</span></p>
<p><strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; color: #1d1d1d; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Invited article</span><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">: </span></strong><span lang="EN-US" style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Financial Policies, Economic Development, and Generative AI: A New Productivity, Sustainability,<span style="letter-spacing: -.5pt;"> </span>and<span style="letter-spacing: -.5pt;"> </span>Inclusive<span style="letter-spacing: -.45pt;"> </span>Growth<span style="letter-spacing: -.55pt;"> </span>Frontier.<span style="letter-spacing: -.5pt;"> </span><strong>Maharashtra<span style="letter-spacing: -.5pt;"> </span>Development<span style="letter-spacing: -.45pt;"> </span>Economic<span style="letter-spacing: -.5pt;"> </span>Council<span style="letter-spacing: -.45pt;"> </span>(MEDC) </strong>magazine, June 2025</span></p>
<p><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">Delivered</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">an</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">expert</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">session</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.75pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">to</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">DC-MSME</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">officers</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.1pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">as a part of</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">Career</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.75pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">progression</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.65pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">in</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.8pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">service</span><span style="font-size: 12pt; font-family: 'Times New Roman', serif; letter-spacing: -0.6pt;"> </span><span style="font-size: 12pt; font-family: 'Times New Roman', serif;">training, organized by Ni-MSME, Ministry of MSME, Government of India.</span></p>
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